diff --git a/chat/runtime.py b/chat/runtime.py
index 86e261a8..e142f604 100644
--- a/chat/runtime.py
+++ b/chat/runtime.py
@@ -950,9 +950,29 @@ class ChatRuntime:
         # not surfaced).
         if self.config.accrue_realized_knowledge:
             self._accrue_in_turn(self._last_input_text)
+            response = self._maybe_surface_determination(response)
         self.checkpoint_engine_state()
         return response
 
+    def _maybe_surface_determination(self, response: ChatResponse) -> ChatResponse:
+        """Step B-2 — when the turn DETERMINED an answer over realized knowledge,
+        select that determination as the user-facing ``surface``. The realizer's
+        ``articulation_surface`` is retained as evidence (the determination does not
+        replace it). An ``Undetermined`` turn keeps the default articulation surface
+        (the honest "I don't know"). Off-flag turns never reach here. See the
+        ChatResponse selection policy in ``docs/runtime_contracts.md``.
+        """
+        accrual = self._last_turn_accrual
+        if accrual is None or accrual.kind != "determined":
+            return response
+        from generate.determine import Determined, render_determination
+
+        if not isinstance(accrual.determination, Determined):
+            return response  # Undetermined → keep the default surface
+        return replace(
+            response, surface=render_determination(accrual.determination)
+        )
+
     def last_turn_accrual(self) -> TurnAccrual | None:
         """The most recent turn's inline-realization outcome (Step B), or None when
         accrual is off or did not complete. Introspection only — never surfaced."""
diff --git a/docs/runtime_contracts.md b/docs/runtime_contracts.md
index ce0133a7..c197a94c 100644
--- a/docs/runtime_contracts.md
+++ b/docs/runtime_contracts.md
@@ -34,9 +34,12 @@ changing tests or silently downgrading the invariant.
 Current selection policy:
 
 ```text
-surface = articulation_surface     (when no unknown-domain gate fired)
-surface = _UNKNOWN_DOMAIN_SURFACE   (when the gate fired)
-walk_surface = retained telemetry/evidence (always)
+surface = determination_surface     (when accrue_realized_knowledge AND the turn
+                                      DETERMINED an answer over realized knowledge)
+surface = _UNKNOWN_DOMAIN_SURFACE    (when the unknown-domain gate fired)
+surface = articulation_surface       (otherwise — the default)
+walk_surface        = retained telemetry/evidence (always)
+articulation_surface = retained always (the determination surface does not replace it)
 ```
 
 ### Unknown-domain gate honour
@@ -53,6 +56,26 @@ gated.  This closes `evals/calibration/gaps.md` Finding 2.
 Future realizer work may change the selection policy, but must update this
 document and the contract tests in the same PR.
 
+### Determination surface (Step B-2)
+
+When `accrue_realized_knowledge` is enabled and a question turn is **Determined**
+over realized knowledge (`generate.determine.determine` returns a `Determined`),
+the user-facing `surface` is the rendered determination
+(`generate.determine.render_determination`) — the engine answers *from what it
+accrued in the conversation*.  The basis is rendered **honestly**: SPECULATIVE
+grounds (today's only case) read as "as I was told", never "verified"; D0 only
+asserts `answer=True`, so the surface is an affirmation, never a fabricated or
+asserted-False string.
+
+The realizer's `articulation_surface` is **retained unchanged** as evidence — the
+determination is a user-facing *selection*, exactly like the unknown-domain gate,
+not a rewrite of the realizer output.  An **Undetermined** turn (refused,
+open-world) keeps the default articulation surface — the honest "I don't know".
+With the flag off, this path is never taken and the surface is unchanged.  This is
+selection only: it adds no field op, no normalization, and proposes no learning
+(`accrue_in_turn` writes SESSION memory through the INV-21 vault writer; the HITL
+teaching path is untouched).
+
 ### Refusal contract (ADR-0024 Phase 2)
 
 When the inner-loop admissibility check leaves no admissible destination
diff --git a/generate/determine/__init__.py b/generate/determine/__init__.py
index 8a3f76ef..daf2ab3c 100644
--- a/generate/determine/__init__.py
+++ b/generate/determine/__init__.py
@@ -1,5 +1,6 @@
 """DETERMINE — reason over realized structure → assert (as-told) / refuse (roadmap Step 4)."""
 
 from generate.determine.determine import Determined, Undetermined, determine
+from generate.determine.render import render_determination
 
-__all__ = ["Determined", "Undetermined", "determine"]
+__all__ = ["Determined", "Undetermined", "determine", "render_determination"]
diff --git a/generate/determine/render.py b/generate/determine/render.py
new file mode 100644
index 00000000..86c965b6
--- /dev/null
+++ b/generate/determine/render.py
@@ -0,0 +1,26 @@
+"""Deterministic surface rendering for a Determined answer (Step B-2).
+
+Turns a ``Determined`` into the user-facing string the runtime surfaces. The basis is
+rendered HONESTLY: SPECULATIVE grounds (today's only case) render as "as I was told",
+never "verified" — only COHERENT-admissible grounds (not yet reachable) would. D0 only
+ever asserts ``answer=True``, so the surface is an affirmation; there is no fabricated
+or asserted-False surface to render.
+"""
+
+from __future__ import annotations
+
+from generate.determine.determine import Determined
+
+#: Predicate → surface phrase. ``member`` reads as "is a"; the relational pack
+#: predicates fall back to their lemma with underscores spaced ("less_than" → "less
+#: than"). Closed and deterministic; an unknown predicate still renders legibly.
+_PREDICATE_PHRASE: dict[str, str] = {
+    "member": "is a",
+}
+
+
+def render_determination(d: Determined) -> str:
+    """The user-facing surface for a Determined answer — deterministic, honest basis."""
+    phrase = _PREDICATE_PHRASE.get(d.predicate, d.predicate.replace("_", " "))
+    qualifier = "as I was told" if d.basis == "as_told" else "verified"
+    return f"Yes — {qualifier}, {d.subject} {phrase} {d.object}."
diff --git a/tests/test_determination_surface.py b/tests/test_determination_surface.py
new file mode 100644
index 00000000..4666176d
--- /dev/null
+++ b/tests/test_determination_surface.py
@@ -0,0 +1,94 @@
+"""Step B-2 — surface the determination: the engine answers from accrued knowledge.
+
+When a question turn is Determined over realized knowledge, the user-facing ``surface``
+IS that answer (rendered honestly: "as I was told", never "verified"). The realizer's
+``articulation_surface`` is retained as evidence — the determination is a selection, not
+a rewrite. Undetermined and flag-off keep the default surface. This is the contract test
+for the selection policy in docs/runtime_contracts.md.
+"""
+
+from __future__ import annotations
+
+from dataclasses import replace
+
+import pytest
+
+from chat.runtime import ChatRuntime
+from core.config import RuntimeConfig
+from generate.determine import Determined, render_determination
+
+
+# --------------------------------------------------------------------------- #
+# render_determination — deterministic, honest basis (unit, no runtime)
+# --------------------------------------------------------------------------- #
+
+
+def test_render_member_reads_naturally() -> None:
+    d = Determined(answer=True, basis="as_told", predicate="member",
+                   subject="truth", object="concept", grounds=())
+    assert render_determination(d) == "Yes — as I was told, truth is a concept."
+
+
+def test_render_relational_predicate_is_legible() -> None:
+    d = Determined(answer=True, basis="as_told", predicate="parent_of",
+                   subject="alice", object="bob", grounds=())
+    assert render_determination(d) == "Yes — as I was told, alice parent of bob."
+
+
+def test_render_basis_is_honest_never_overclaims() -> None:
+    # SPECULATIVE grounds → "as I was told" (today's only case); COHERENT would be the
+    # only thing that renders "verified". The render must never overclaim.
+    as_told = Determined(True, "as_told", "member", "truth", "concept", ())
+    assert "as I was told" in render_determination(as_told)
+    assert "verified" not in render_determination(as_told)
+
+
+# --------------------------------------------------------------------------- #
+# Surface selection in the live turn (integration)
+# --------------------------------------------------------------------------- #
+
+
+@pytest.fixture(scope="module")
+def accrued_runtime() -> ChatRuntime:
+    rt = ChatRuntime(
+        config=replace(RuntimeConfig(), accrue_realized_knowledge=True),
+        no_load_state=True,
+    )
+    rt.chat("Truth is a concept.")  # accrue the fact this module's questions probe
+    return rt
+
+
+def _default_surface(text: str) -> str:
+    rt = ChatRuntime(config=RuntimeConfig(), no_load_state=True)
+    rt.chat("Truth is a concept.")
+    return rt.chat(text).surface
+
+
+def test_determined_question_surfaces_the_answer(accrued_runtime) -> None:
+    response = accrued_runtime.chat("Is truth a concept?")
+    assert response.surface == "Yes — as I was told, truth is a concept."
+    # the realizer surface is retained as evidence, distinct from the selection
+    assert response.articulation_surface
+    assert response.surface != response.articulation_surface
+
+
+def test_determined_surface_does_not_rewrite_articulation(accrued_runtime) -> None:
+    # The determination SELECTS the surface; the articulation_surface is the same
+    # evidence the default (flag-off) turn produces.
+    response = accrued_runtime.chat("Is truth a concept?")
+    off = ChatRuntime(config=RuntimeConfig(), no_load_state=True)
+    off.chat("Truth is a concept.")
+    off_response = off.chat("Is truth a concept?")
+    assert response.articulation_surface == off_response.articulation_surface
+
+
+def test_undetermined_question_keeps_default_surface(accrued_runtime) -> None:
+    response = accrued_runtime.chat("Is truth a virtue?")  # never told → Undetermined
+    # not an affirmation; the honest default surface (== the flag-off surface)
+    assert not response.surface.startswith("Yes — as I was told")
+    assert response.surface == _default_surface("Is truth a virtue?")
+
+
+def test_flag_off_never_surfaces_a_determination() -> None:
+    surface = _default_surface("Is truth a concept?")
+    assert not surface.startswith("Yes — as I was told")